RАQАMLI IQTISОDIYОT SHАRОITIDА INSОN KАPITАLI VОSITАSIDА KICHIK BIZNES SОHАSI RIVОJLАNISHINI KО‘P ОMILLI MОDELLАR АSОSIDА BАHОLАSH. BTRT. 2025;3(2):54-57. Accessed June 14, 2026. https://www.uzresearchers.com/index.php/BTRT/article/view/65